Payment Plans & Options

Hot tubs starting from as low as $99/month

Terms available from 12 to 60 months

Options for low-interest or 0% APR financing
(on approved credit)

No hidden fees, and early payoff is always welcome
What Products Can Be Financed
Hot Tubs
Transform your backyard with a custom-built hot tub, made-to-order right here in the U.S. With our hot tub financing in Oregon, you can enjoy hydrotherapy, stress relief, and family fun without a large upfront payment. Installation and setup are included, so all you need to do is sit back, relax, and soak. Flexible payment plans make it easy to bring home the hot tub of your dreams today.
Saunas
Experience the restorative power of heat therapy with a premium sauna, available through our sauna financing programs. Saunas are perfect for detox, relaxation, and boosting overall wellness. With affordable monthly payments, you don’t need to delay the health benefits of daily sauna sessions. Our team will guide you through installation and financing, making it simple to enjoy spa-like comfort in your own home. Flexible terms ensure a plan that works for you.
Swim Spas
Combine exercise and relaxation with a swim spa that fits perfectly into your backyard. Our swim spa financing options let you spread payments over time while enjoying fitness, hydrotherapy, and fun year-round. Whether you’re training, swimming laps, or unwinding with family, our flexible plans make upgrading your lifestyle more affordable. Serving Bend, Sisters, and all of Central Oregon, we help you create the perfect at-home wellness experience.
Cold Plunge Tubs
Boost recovery, energy, and circulation with a cold plunge tub, now available with flexible financing in Oregon. Perfect for athletes or anyone seeking the benefits of contrast therapy, these tubs deliver invigorating wellness at home. Financing allows you to add a cold plunge to your backyard oasis without the financial burden upfront. Affordable monthly payments mean you can enjoy the latest in wellness technology sooner, supported by our expert installation and service team.
How Aqua Clear Financing Works
From start to finish, our local team is here to guide you.
You’ll never deal with confusing paperwork or hidden surprises, just straightforward hot tub payment plans you can count on.

Apply Online or In-Store
Fill out our quick financing application

Get Approved Fast
Most customers receive approval within minutes

Schedule Your Installation
Choose a time that works for you

Relax and Enjoy
After setup, you’ll be soaking in your new spa within hours
What Our Central Oregon Customers Are Saying
We have grown every year since we started, solely on referrals from our ultra-calm and satisfied customers.
Frequently Asked Questions (FAQs)
Can I finance a hot tub in Bend or Sisters, Oregon?
Yes, Aqua Clear Hot Tubs proudly offers hot tub financing across Central Oregon, including Bend, Sisters, and Redmond. Our flexible payment plans make it simple to bring home a hot tub, sauna, swim spa, or cold plunge without a large upfront cost. Whether you’re looking for relaxation, fitness, or wellness, our financing options ensure you can enjoy your new spa sooner, with easy monthly payments that fit your budget.
What credit score do I need?
Most customers qualify for hot tub financing in Oregon with average credit scores. Approval is fast and straightforward, and our team works with you to match a plan that fits your situation. Even if your credit isn’t perfect, there are options available to help you enjoy your spa or sauna today. We’ll guide you through the process and help find a payment solution tailored to your budget.
Are there hidden fees or penalties?
No, our financing programs are designed to be transparent and stress-free. With Aqua Clear, there are no hidden fees, surprise charges, or early payoff penalties. You’ll know exactly what your monthly payments look like from the beginning, giving you peace of mind. Our goal is to make hot tub and spa ownership affordable and simple, so you can focus on enjoying your wellness investment without financial worry.
Can I include installation in the financing?
Absolutely. Many customers choose to roll installation and setup costs into their financing plan. That means your entire backyard upgrade, from hot tub or sauna delivery to installation, can be bundled into one affordable monthly payment. This ensures you don’t have to pay large sums out-of-pocket while still enjoying professional installation and support. Our flexible options make it easy to start soaking, relaxing, and enjoying your new spa immediately.
More questions? Call or text us at (541)-410-1023 anytime for personalized assistance.
